Koinly 2026 Review: Features, Plans, and Pricing Explained

Cryptocurrency investing is booming, and with it comes the challenge of tracking transactions and calculating taxes accurately. Koinly has become one of the most popular crypto tax software platforms, helping users manage their portfolios and stay compliant. In this 2026 review, we’ll explore Koinly’s features, pricing plans, and what makes it stand out.


What Is Koinly?

Koinly is a crypto tax and portfolio tracking software that connects with exchanges, wallets, and blockchains to automatically import transactions. It calculates capital gains, income, and losses, generating tax reports tailored to your country’s regulations. Users can track multiple cryptocurrencies, DeFi activities, NFTs, and staking rewards — all in one dashboard.


Key Features of Koinly

  1. Automatic Transaction Import
    Koinly syncs with over 700 exchanges and wallets using API connections or CSV uploads. This ensures that all trades, deposits, and withdrawals are accurately recorded.
  2. Support for DeFi and NFTs
    Beyond regular trading, Koinly handles staking, mining, NFT trades, and yield farming. It automatically categorizes these transactions for correct tax treatment.
  3. Tax Reports Ready to File
    Users can generate reports compatible with local tax authorities, including IRS Form 8949 for US taxpayers and equivalents for other countries.
  4. Portfolio Tracking
    Track overall holdings, gains, losses, and ROI in real time across all connected wallets and exchanges.
  5. Flexible Accounting Methods
    Supports FIFO, LIFO, HIFO, and average cost basis for calculating gains and losses.

Koinly Pricing and Plans 2026

Koinly offers tiered pricing based on the number of transactions:

  • Free Plan – Import up to 10,000 transactions, track your portfolio, and preview tax summaries. Payment is only required when downloading official tax reports.
  • Newbie Plan – Designed for casual investors, supports up to 100 transactions and downloadable reports.
  • Hodler Plan – Suitable for intermediate users with up to 500 transactions and additional features.
  • Trader Plan – Best for active traders with unlimited reports and priority support.
The free plan is perfect for beginners to explore Koinly, while the paid plans scale for more complex portfolios.

Pros and Cons

Pros:

  • Easy-to-use interface
  • Supports multiple blockchains, DeFi, and NFTs
  • Accurate tax calculations
  • Free plan allows testing before paying

Cons:

  • Some advanced DeFi transactions may require manual adjustments
  • Paid plans can be pricey for high-volume traders

Who Should Use Koinly?

Koinly is ideal for:

  • Crypto investors managing multiple wallets
  • NFT collectors
  • DeFi users
  • Accountants managing crypto portfolios for clients

If you want accurate, automated crypto tax reporting without manual spreadsheets, Koinly is one of the best options in 2026.


Conclusion

Koinly continues to be a leading choice for crypto tax software in 2026. With strong exchange support, easy reporting, and flexible pricing plans, it simplifies tax season for beginners and advanced users alike. Its free plan also makes it easy to try before committing, making Koinly a smart tool for any crypto investor.

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