iTrustCapital | The #1 Crypto IRA Retirement Platform
iTrustCapital is a leading U.S.–based fintech platform that lets investors combine the tax‑advantages of traditional retirement accounts with direct access to alternative assets like cryptocurrencies and precious metals. It’s designed for self‑directed investing, letting you buy, sell, and hold digital assets inside an IRA (Traditional, Roth, SEP, etc.) while maintaining the tax benefits those accounts provide.
Key Features & Benefits
- Tax‑Advantaged Crypto IRAs: Invest in Bitcoin, Ethereum, and many other digital assets within a retirement account — meaning gains grow tax‑deferred (Traditional IRA) or potentially tax‑free (Roth IRA).
- 24/7 Trading: Buy and sell supported cryptocurrencies and precious metals around the clock without market‑hour restrictions common to traditional brokers.
- Low Fees: No setup or monthly account fees — most crypto transactions incur a flat ~1% trading fee only, making it one of the more cost‑effective Crypto IRA platforms.
- Wide Asset Selection: Access dozens of cryptocurrencies and physical assets like gold and silver within one account.
- Institutional Security: Assets are held with third‑party custodians and storage partners using advanced security methods (cold storage, multi‑party computation, hardware security modules).
- User Support & Tools: Award‑winning U.S.‑based customer support, an intuitive dashboard, recurring buys, conditional orders, and real‑time pricing help make investing easier.
How It Works
Investors open a self‑directed IRA account, fund it by contributing cash or transferring/rolling over an existing retirement plan (like a 401(k)), and then use the platform to trade crypto and metals directly within that IRA. Because the assets are held for retirement, gains aren’t taxed annually like on taxable exchanges — helping maximise long‑term growth potential.
Who It’s For
iTrustCapital is primarily suited for U.S. investors aged ~18+ seeking to diversify retirement portfolios with crypto and precious metals while keeping tax advantages and relatively low fees. It’s popular with long‑term investors who want both exposure to digital assets and the structure of an IRA.
Important Notes
- Minimum initial investment requirements typically apply (e.g., ~$1,000).
- IRA rules still apply — early withdrawals may incur taxes/penalties.
- Not a traditional brokerage — this is for self‑directed IRA investing.